Author: benandrew

Chief Audio Engineer: | Graphic Ninja: | Video Production: | Financial Coach/Promotion/Outreach: Red to Black® Texas Tech University | Eloquent Raiders: Toastmasters club 2406488

Long Term Care may seem unimportant now, Is it?

Long Term Care Insurance is available to help protect future or current wealth while planning for unforeseen expenses that might occur later in our lives. If you are just beginning your career it is important not to overlook this aspect of risk management. What’s the benefit can it provide, watch this video that show the potential impact of having LTCI. Get in touch with me to discuss your risk management needs and ensure you plan matches those needs.

For more information about cost of care in Lubbock and ways to shop smart visit The American Association for Long Term Care Insurance at

Also view this great info-graph providing the results of the 2015 Cost of Care Survey:

Ben Mercado Texas New Mexico Long Term Care BrokerBen Mercado is your local Local Long Term Care Insurance Broker for the Lubbock area. Contact me to find out if LTCI is appropriate for you.


Texas Tech students get free financial coaching

What a wonderful resource for students as they prepare for dealing with finances in their professional careers. Contact to see what you can do to improve your path to financial empowerment while you are a student.

Free Income Tax Prep

VITAThis season I am participating in the Volunteers in Tax Assistance (VITA) program for course work. I urge you to share this resource with those whom you think can benefit from it.

For complete information visit

United Way’s Promotional video show some of the benefits from VITA sites like this one.

Bryan Hasling prepares for the T3 conference


Bryan Hasling – PFP Undergrad

Bryan Hasling is a senior in the Undergraduate program of the Financial Planning Department at Texas Tech University. He is part of a team that will be competing this weekend in Anaheim California at the Technology Tools for Today Conference (#T32014). I sat with him between interviews at the Career Center with professionals for potential internships and full-time jobs this summer.

The beginning of February marks the three-day event known as Opportunity Days (#PFPOppDays). Defined by the opportunity to network with Alumni and Industry Professionals Opportunity Days is highly anticipated and continues to improve and grow every year.

Listen to Bryan talk about his preparation for the conference.

Official Website Launch

Thank you for visiting my website. Join me as I post about all things relevant to Personal Financial Planning, events, local news, reviews, and local music releases.

View my other social media profiles under the sub menu of the GET IN TOUCH tab. Submit your information to make any comments, questions, or appointments.

Browse through my photography gallery of events and photoshoots. Download pictures by selecting the album for an event and select the drop down option at the top right of the page.

Click the video production tab to watch recent videos that I have photographed and edited of local musicians. This special project is hosted by Scott Faris on a site that features an inside look into live studio performances.

Finally, read articles and view any publications that I have released in the press tab.

“Be the change that you wish to see in the world.”
― Mahatma Gandhi